Head-To-Head Resale Comparison

BMW 5 Series vs Lincoln MKZ: resale value, depreciation and costs

We compared 1,503 listing observations from the 2026 market cycle to see which model retains more value, costs less used, and brings the stronger ownership numbers.

The Short Answer

One market cycle, incomplete five-year evidence

Both models were observed in the 2026 market cycle, but at least one side does not include the five-year cohort required for a defensible smoothed retention score. CarResaleValue does not fill that gap with a synthetic rank. Use the shared model-year rows, used prices, fuel economy, repairs and safety evidence instead.

Comparison Scorecard

The numbers that change the decision

Green cells mark a measurable advantage, not an overall verdict. Price and coverage are shown without declaring a winner because the right tradeoff depends on your budget and the exact vehicle.

BMW 5 Series vs Lincoln MKZ resale value and ownership metrics
MetricBMW 5 SeriesLincoln MKZ
5-year value retainedSmoothed estimate in the 2026 market cycleNot availableNot available
5-year depreciationEstimated share of original value lostNot availableNot available
Average used asking priceMedian asking prices averaged across covered model years$17,201$15,204
Average original MSRPOriginal sticker prices averaged across covered years$60,524$44,644
Latest combined fuel economy2020 BMW 5 Series vs 2020 Lincoln MKZ27 MPG22 MPG
Average annual repair costRepairPal model-level estimateNot availableNot available
RepairPal reliability ratingOut of 5.0Not availableNot available
Latest NHTSA overall rating2016 vs 20205 / 5 stars5 / 5 stars
Listing observationsEvidence behind the model-level curves1,001502

Year By Year

Compare overlapping model years

These 6shared model years make age-matched shopping easier. Depreciation compares each year's normalized asking price with its original MSRP.

Shared model-year depreciation and median asking prices for the BMW 5 Series and Lincoln MKZ
Model yearBMW 5 Series depreciationBMW 5 Series median priceLincoln MKZ depreciationLincoln MKZ median price
202060.5%$23,34956.1%$20,775
201965.3%$20,16061.0%$18,842
201868.6%$17,99764.1%$16,246
201771.8%$17,17268.4%$13,995
201679.7%$13,00072.3%$11,365
201581.9%$11,52776.0%$9,998

Buyer Fit

Which one should you buy?

Start with the tradeoff you care about, then verify the exact year, trim, mileage and service history. A model-level advantage can disappear when two individual used cars are not equivalent.

Choose the BMW 5 Series if...

  • Fuel economy matters: the latest covered model year is rated at 27 MPG combined, 5 MPG higher.
  • You found a specific example with the stronger year, trim, mileage, condition or service history; those details can outweigh a model-level average.
  • Its $17,201 average median asking price fits your budget after you check the same-year rows below.
Research every BMW 5 Series model year

Choose the Lincoln MKZ if...

  • You are targeting one of the 6 shared model years where it posted lower measured depreciation than the BMW 5 Series.
  • Its average median used asking price is $1,997 lower across the covered model years.
  • You found a specific example with the stronger year, trim, mileage, condition or service history; those details can outweigh a model-level average.
Research every Lincoln MKZ model year

Beyond The Score

How these models fit the used market

Resale value is only one part of the choice. Segment role, supply and the mix of years on sale help explain why two similarly priced vehicles can depreciate differently.

BMW 5 Series

The BMW 5 Series is a midsize luxury sedan spanning turbocharged four-, six-, and eight-cylinder engines, plug-in hybrid power, and rear- or all-wheel drive.

Market context: The observed window crosses the 2017 G30 redesign; engine family, xDrive, M Sport equipment, electrification, and generation therefore matter alongside age when comparing resale values.

Lincoln MKZ

The Lincoln MKZ is a midsize luxury sedan offered with front- or all-wheel drive, turbocharged gasoline engines, an available V6, and a front-wheel-drive hybrid.

Market context: Six cohorts span the MKZ's 2017 design and powertrain update; gas versus hybrid hardware, drivetrain, Reserve equipment, mileage, condition, and maintenance history are central resale comparisons.

Go Deeper

Open the full model-year research

Compare trims, mileage, recalls, fuel costs and current listing examples before deciding on one specific car.

Keep Comparing

See how the BMW 5 Series and Lincoln MKZ stack up against other close alternatives using the same resale-value framework.

Frequently Asked Questions

Which holds its value better, the BMW 5 Series or Lincoln MKZ?

Both models use the 2026 observation cycle, but at least one does not have the observed five-year cohort required for a model-level retention score. CarResaleValue therefore does not declare a five-year winner or extrapolate beyond the available evidence. Compare the overlapping model-year depreciation rows, asking prices, repair indicators, fuel economy and safety data, then verify the exact year, trim, mileage and condition in current local listings.

Is the BMW 5 Series or Lincoln MKZ cheaper to buy used?

Across the model years in this dataset, the Lincoln MKZ has the lower average median asking price at $15,204, about $1,997 below the BMW 5 Series average. That broad average is a starting point, not a like-for-like quote, because each model can have a different year range, trim mix and mileage distribution. The year-by-year table is the better place to compare vehicles of the same age before checking listings near you.

Which is less expensive to maintain, the BMW 5 Series or Lincoln MKZ?

The available model data does not provide a complete annual repair-cost estimate for both vehicles, so this page does not name a maintenance-cost winner. Use the RepairPal ratings where shown, review recalls and complaints in each model-year guide, ask for service records, and budget for an independent pre-purchase inspection. Age, mileage, powertrain and previous maintenance usually matter more than a single broad reliability score.

How does CarResaleValue compare the BMW 5 Series and Lincoln MKZ?

CarResaleValue normalizes observed used-car asking prices to a standard 12,000 miles per year, applies a 5% asking-to-sale adjustment, and compares the result with original MSRP references. A smoothed retention curve produces the five-year estimate when the data contains an observed five-year cohort. This page combines 1,503 listing observations across 12 model-year records, then adds EPA fuel economy, NHTSA safety data and RepairPal ownership indicators where available.

Comparison methodology

This page combines 1,503 listing observations across 12 model-year records. Asking prices are mileage-normalized to 12,000 miles per year, adjusted by a 5% asking-to-sale estimate, and compared with original MSRP references. Five-year figures use a smoothed curve only when an observed five-year cohort exists. EPA, NHTSA and RepairPal fields are shown independently and may cover different model years. Read the full CarResaleValue methodology. You can also browse the sedan resale value ranking.