2020 BMW X5 Depreciation

A 6-year-old 2020 BMW X5 has lost about 54.5% of its roughly $61,200 original value. In the 2026 source cohort, it typically listed for around $31,790, with most listings between $28,997 and $36,494. Listed examples average 56,346 miles.

BMW X5 exterior
Image: Auto Reliability Index

2020 BMW X5 Price by Mileage

What buyers actually pay at different odometer readings.

30k–50k mi
$33,781· 16 listings
50k–75k mi
$31,206· 36 listings
75k–100k mi
$27,590· 5 listings

How Mileage Affects 2020 BMW X5 Price

Each dot is a real listing — price plotted against odometer reading.

2020 BMW X5 median price by mileage band
MileageMedian priceListings
30k–50k mi$33,78116
50k–75k mi$31,20636
75k–100k mi$27,5905

What's a Good Price for a 2020 BMW X5?

Great deal

Under $29,990

Typical

$29,990$33,685

Overpriced

Above $33,685

Based on the middle 50% of listings — always adjust for mileage and condition.

Price Spread

Range across 60 listings.

Low $27,970High $39,206

Half of all listings fall between $29,990 and $33,685, with a median of $31,790.

Ownership & Condition

Across 60 2020 BMW X5 listings.

Accident-free

100%

One-owner

0%

Avg owners

2.5

Personal use

0%

2020 BMW X5 Efficiency & Specs

EPA fuel-economy and powertrain data.

Combined

16 MPG

City / Hwy

14 / 19

Fuel / year

$4,850

Fuel

Premium

Engine

4.4L 8-cyl

EPA class

Standard Sport Utility Vehicle 4WD

Depreciation by Trim

See how each 2020 BMW X5 trim holds its value.

TrimFuelMSRPMedian ResaleDepreciationListings
xDrive40iGasoline$61,200$31,99053.7%28
sDrive40iGasoline$58,900$29,99554.1%25
M50iGasoline$82,150$37,99858.8%7

How the 2020 BMW X5 Compares to Other Years

At 54.5% depreciation, the 2020 BMW X5 sits among its neighbors on the depreciation curve. The one-year-newer 2021 has lost 52.9% (around $36,372), so stepping up a model year costs roughly $4,582 more. The older 2019 sits at 59.0% (around $30,990), so dropping back a year saves about $800. Buying one model year newer or older is one of the easiest ways to trade purchase price against age and remaining warranty.

Safety Ratings

NHTSA crash test ratings for the 2020 BMW X5.

Overall
Frontal Crash
Side Crash
Rollover

View full NHTSA report

Known Issues & Complaints

96 NHTSA complaints, 11 recalls reported.

ELECTRICAL SYSTEM

24 complaints

The contact owns a 2020 BMW X5. The contact received notification of NHTSA Campaign Number: 25V644000 (Electrical System); however, the part to do the recall repair was not yet available. The local dealer was contacted. The contact stated t

4 fires

POWER TRAIN

15 complaints

I own a 2019 BMW X5 xDrive40i with the B58 3.0L turbocharged inline-six engine. While driving in Minnesota, the vehicle suddenly displayed an urgent warning stating “oil pressure too low” and instructed me to stop the engine. This occurred

1 crash

ENGINE AND ENGINE COOLING

14 complaints

The contact owns a 2020 BMW X5. The contact stated while driving approximately 25 MPH, the message "Low Oil Pressure - Stop Vehicle Immediately" was displayed, and the oil warning light was illuminated. The vehicle was pulled over to the si

ENGINE

12 complaints

Plastic oil pump cracking problem is apparently known to BMW, but they haven’t recalled these defective oil pumps leading to engine failure.

AIR BAGS

6 complaints

The contact owned a 2020 BMW X5. The contact stated while the contact's mother was driving at an undisclosed speed, another vehicle attempted to make a left turn and crashed head-on into the front driver and passenger side of the vehicle. T

1 crash2 injuries

EXTERIOR LIGHTING

5 complaints

Vehicle has excessive condensation in driver headlight. Garage kept only. Problem discovered because of parking vehicle outside on driveway while the garage hosted moving boxes. This was the only time this vehicle has spent the night outsid

Top Issues

  • ELECTRICAL SYSTEM
  • POWER TRAIN
  • ENGINE AND ENGINE COOLING
  • ENGINE
  • AIR BAGS

Buyer Red Flags

  • !Recall 19V631000 (STEERING): BMW of North America, LLC (BMW) is recalling certain 2020 X5 sDrive40i, X5 xDrive40i, X5 M50i, X7 xDrive40i and X7 M50i vehicles. The steering rack pinion teeth may break under loa
  • !Recall 21V096000 (BACK OVER PREVENTION): BMW of North America, LLC (BMW) is recalling certain 2019-2021 X3 sDrive30i, X3 xDrive30i, X3 M40i, X3M, X4 xDrive30i, X4 M40i, M550i, X4M, X5 sDrive40i, X5 xDrive40i, X5 xDrive50i
  • !Recall 19V684000 (BACK OVER PREVENTION): BMW of North America, LLC (BMW) is recalling certain 2018 540d, 2018-2020 530i, 530i xDrive, 540i, 540i xDrive, M550i xDrive, M5, 530e, 530e xDrive, X3 sDrive, X3 xDrive, X3 M40i,
  • !Recall 20V434000 (STEERING): BMW of North America, LLC (BMW) is recalling certain 2019-2020 X5 sDrive40i, X5 xDrive40i and X5 xDrive50i vehicles and 2020 X6M vehicles. The steering column shaft bearing plate m

2020 BMW X5 Listings

Real 2020 X5 listings on the market now.

Live dealer listings, refreshed periodically. Prices and availability change.

Frequently Asked Questions

How much is a 2020 BMW X5 worth?

A 2020 BMW X5 is typically worth around $31,790, with most listings falling between $28,997 and $36,494. The single biggest swing factor is mileage — listed examples average about 56,346 miles, and each additional 10,000 miles shaves a few percent off the price. Condition, accident history, trim, and how many owners a car has had move the number from there. Treat the median as a fair starting point and adjust up for a clean, low-mileage, one-owner car or down for higher mileage and any reported damage.

How much has the 2020 BMW X5 depreciated?

The 2020 BMW X5 has lost about 54.5% of its original $61,200 base MSRP — roughly $33,354 in value, after adjusting listing prices to typical mileage for the age. Most of a car's lifetime depreciation happens in its earliest years, so a vehicle of this age has usually weathered the steepest part of the curve already. That's what makes a well-kept example at this age an efficient buy: you let the original owner absorb the fastest depreciation, then enjoy a much slower decline from here.

How many miles does a used 2020 X5 have?

Listed 2020 X5s average about 56,346 miles, with most between 41,839 and 69,791. As a rule of thumb, "average" mileage for any car is roughly 12,000 miles per year of age, so compare a specific listing against that benchmark. A below-average odometer commands a premium and an above-average one a discount, but a higher-mileage car with complete service records and one owner can be a better buy than a low-mileage car with gaps in its history. Consistent maintenance does more for a car's remaining lifespan than a low number on the odometer alone.

What is a good price for a 2020 BMW X5?

For a 2020 BMW X5, anything under $29,990 is a strong deal, $29,990 to $33,685 is the typical range where most cars trade, and above $33,685 is on the expensive side — those higher prices usually buy lower mileage, a certified warranty, or a premium trim. Always weigh the asking price against the car's specific mileage and condition rather than the sticker alone: a slightly higher price for a clean, one-owner, accident-free example is often money well spent. And treat a listing priced well below the range as a prompt to dig deeper — unusually cheap cars almost always have a reason, whether it's high mileage, accident history, or a branded title.

Methodology

Figures for the 2020 BMW X5 are computed from 60 real used-car listings. Each asking price is normalized to a standard 12,000 miles per year for the car's age, adjusted by a 5% asking-to-sale estimate, and compared against the original base MSRP for that VIN's trim. Full methodology. Updated June 2026.