BMW X5 vs Toyota 4Runner: resale value, depreciation and costs
We compared 2,588 listing observations from the 2026 market cycle to see which model retains more value, costs less used, and brings the stronger ownership numbers.
By CarResaleValue Editorial · Updated August 2026 · Sources: observed used-car listings, EPA, NHTSA and RepairPal
In the 2026 market cycle, the BMW X5 is estimated to retain 49.3% of its original value after five years, while the Toyota 4Runner retains 82.2%. That is a 32.8-point edge for the Toyota 4Runner; year, trim, mileage, condition and local demand still determine the price of a specific vehicle.
Comparison Scorecard
The numbers that change the decision
Green cells mark a measurable advantage, not an overall verdict. Price and coverage are shown without declaring a winner because the right tradeoff depends on your budget and the exact vehicle.
BMW X5 vs Toyota 4Runner resale value and ownership metrics
Metric
BMW X5
Toyota 4Runner
5-year value retainedSmoothed estimate in the 2026 market cycle
49.3%
82.2%
5-year depreciationEstimated share of original value lost
50.7%
17.8%
Average used asking priceMedian asking prices averaged across covered model years
$39,164
$38,321
Average original MSRPOriginal sticker prices averaged across covered years
$75,665
$44,875
Latest combined fuel economy2026 BMW X5 vs 2026 Toyota 4Runner
20 MPG
22 MPG
Average annual repair costRepairPal model-level estimate
Not available
Not available
RepairPal reliability ratingOut of 5.0
Not available
Not available
Latest NHTSA overall rating2026 vs 2026
4 / 5 stars
4 / 5 stars
Listing observationsEvidence behind the model-level curves
663
1,925
Year By Year
Compare overlapping model years
These 12shared model years make age-matched shopping easier. Depreciation compares each year's normalized asking price with its original MSRP.
Shared model-year depreciation and median asking prices for the BMW X5 and Toyota 4Runner
Start with the tradeoff you care about, then verify the exact year, trim, mileage and service history. A model-level advantage can disappear when two individual used cars are not equivalent.
Choose the BMW X5 if...
You are targeting one of the 1 shared model years where it posted lower measured depreciation than the Toyota 4Runner.
You found a specific example with the stronger year, trim, mileage, condition or service history; those details can outweigh a model-level average.
Its $39,164 average median asking price fits your budget after you check the same-year rows below.
Resale value is only one part of the choice. Segment role, supply and the mix of years on sale help explain why two similarly priced vehicles can depreciate differently.
BMW X5
BMW X5 coverage spans 2015-2026.
Toyota 4Runner
Toyota 4Runner coverage spans 2015-2026.
Go Deeper
Open the full model-year research
Compare trims, mileage, recalls, fuel costs and current listing examples before deciding on one specific car.
Which holds its value better, the BMW X5 or Toyota 4Runner?
Toyota 4Runner has the stronger five-year result in this comparison. The BMW X5 is estimated to retain 49.3% of its original value after five years versus 82.2% for the Toyota 4Runner, using the same 2026 observation cycle. The difference is 32.8 percentage points. This is a model-level curve, not an appraisal for one VIN; trim, mileage, condition, options and location can change an actual resale price.
Is the BMW X5 or Toyota 4Runner cheaper to buy used?
Across the model years in this dataset, the Toyota 4Runner has the lower average median asking price at $38,321, about $843 below the BMW X5 average. That broad average is a starting point, not a like-for-like quote, because each model can have a different year range, trim mix and mileage distribution. The year-by-year table is the better place to compare vehicles of the same age before checking listings near you.
Which is less expensive to maintain, the BMW X5 or Toyota 4Runner?
The available model data does not provide a complete annual repair-cost estimate for both vehicles, so this page does not name a maintenance-cost winner. Use the RepairPal ratings where shown, review recalls and complaints in each model-year guide, ask for service records, and budget for an independent pre-purchase inspection. Age, mileage, powertrain and previous maintenance usually matter more than a single broad reliability score.
How does CarResaleValue compare the BMW X5 and Toyota 4Runner?
CarResaleValue normalizes observed used-car asking prices to a standard 12,000 miles per year, applies a 5% asking-to-sale adjustment, and compares the result with original MSRP references. A smoothed retention curve produces the five-year estimate when the data contains an observed five-year cohort. This page combines 2,588 listing observations across 24 model-year records, then adds EPA fuel economy, NHTSA safety data and RepairPal ownership indicators where available.
Comparison methodology
This page combines 2,588 listing observations across 24 model-year records. Asking prices are mileage-normalized to 12,000 miles per year, adjusted by a 5% asking-to-sale estimate, and compared with original MSRP references. Five-year figures use a smoothed curve only when an observed five-year cohort exists. EPA, NHTSA and RepairPal fields are shown independently and may cover different model years. Read the full CarResaleValue methodology. You can also browse the suv resale value ranking.
